Last Updated: 11/14/2024

Welcome to Zova Wealth! These Terms of Service (“Terms”) govern your use of our website located at https://zovawealth.com (the “Site”) and the services provided by Zova Wealth (“we,” “us,” or “our”).

1. Acceptance of Terms

By accessing or using our Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our Site.

2. Services Provided

Zova Wealth offers investment advisory services, financial planning, and related content. The information provided on our Site is for informational purposes only and does not constitute financial advice.

3. User Responsibilities

• You agree to use our Site in compliance with all applicable laws and regulations.
• You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
• You agree not to use our Site for any unlawful or prohibited activities.
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4. Intellectual Property

All content on our Site, including text, graphics, logos, and software, is the property of Zova Wealth or its licensors and is protected by intellectual property laws. You may not use, reproduce, or distribute any content without our prior written permission.

5. Disclaimers

• The information provided on our Site is provided “as is” without any warranties, express or implied.
• We do not guarantee the accuracy, completeness, or reliability of any information on our Site.
• Your use of our Site is at your own risk.
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6. Limitation of Liability

To the fullest extent permitted by law, Zova Wealth shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your use of our Site.

7. Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our Site. Your continued use of our Site after any changes constitutes your acceptance of the new Terms.

8. Governing Law

These Terms are governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law principles.

9. Contact Us

If you have any questions about these Terms, please contact us at support@zovawealth.com.